Will crypto be here forever?

The Bitcoin ecosystem is still under development, making it possible, if not likely, that Bitcoin itself will continue to evolve in the coming decades. But regardless of how Bitcoin evolves, no new bitcoins will be released after the limit of 21 million coins is reached. New York (CNN), Bitcoin is among the most polarizing investments in history. Ask a skeptic and he'll tell you that it's a bubble that's about to burst.

Ask a believer and he will tell you that it is a bubble that will continue to expand forever. Staking has become one of the most popular ways for crypto investors to earn passive income using their idle assets. But it is worth considering where and how we will generate the energy to meet the demand of a growing cryptocurrency market, as well as whether state actors who see it as a competitor to fiat power will further turn it into a black market commodity. Bitcoin is a good indicator of the cryptocurrency market in general, because it is the largest cryptocurrency by market capitalization and the rest of the market tends to follow its trends.

Tesla continues to come and go in its acceptance of Bitcoin payments, although the company has billions in crypto assets. What cryptocurrencies do well is the ability to keep their coins safe using an offline wallet and have a finite supply that encourages exponential growth in value as demand increases. Considering the huge growth of cryptocurrencies over the past decade, providing new employees with a “company cryptocurrency as stock shares” could be a huge new trend. Officials in the government and Biden administration have increasingly expressed interest in new regulations for cryptocurrencies.

Interestingly, some of the most die-hard cryptocurrency users have coins for many reasons why people have gold. We can speculate on what value cryptocurrency may have for investors in the coming months and years (and many will), but the reality is that it is still a new and speculative investment, with not much track record on which to base predictions. Market volatility is why investment experts recommend keeping any cryptocurrency investment below 5% of your total portfolio and never investing anything you don't agree to lose. Instead of learning how to navigate a cryptocurrency exchange to trade your digital assets, you can add cryptocurrencies to your portfolio directly from the same brokerage that you already have a retirement account or other traditional investment account with.

While paying for things in cryptocurrency doesn't make sense to most people right now, more retailers accepting payments could change that landscape in the future. Solana is one of several next-generation cryptocurrencies called Ethereum killers due to its ability to disrupt blockchain technology. Keep your investments small and never place cryptocurrency investments above any other financial goal, such as saving for retirement and paying off high-interest debts.